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There's no place like home!
There has never been a better time to purchase a home with rock-bottom prices and mortgage interest rates at all-time lows
How Do I Buy a House With Little To No Down Payment ?
Download Your Guide And Get Started On Your Dream Today !
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Are you going to sit around and continue to pay your landlord rent ? You must make a decision whether you want own a home or not.
I was scared when I bought my first home too because I was overwhelmed by the paperwork and steps I had to take to purchase a home but I was determined to become a homeowner. Today, I own a nice home and one of my favorite things is to throw a barbecue and enjoy time with my family on a beautiful summer day. You need to take action if you want a piece of the American Dream.
Stop paying your landlord! The money you spend every month might as well be thrown in a furnace. See If you pay $900 month rent and your rent increases 10% per year then you will pay $172,000 in rent payments over a 10 year period with nothing to show for it. Wow!
Are you a first-time home buyer eager to get into the market?
Getting pre-approved for a mortgage helps you bargain from a position of strength when you are house hunting.

What does “Pre-Approved” Mean, and Why is it Important?

A Pre-Approval guarantees you currently meet the requirements for a specific loan amount even before you begin home shopping. Once you have our Pre-Approval letter, you can shop for your dream home with the confidence you have already been pre-approved for the loan.

Here’s why having a Pre-Approval Letter is so important to:
  • The Seller: If a Seller accepts your offer, most states require the Seller’s agent to notate the home is “pending” or “under contract”. If the buyer ends up not being fully approved for the loan, the Seller has lost all that time of marketing their home to potential buyers.
  • Seller’s Agent: The Seller’s agent knows when buyers are not Pre-Approved, their key income, assets, and credit have not been reviewed by an Underwriter. To protect their Seller, the agent will often require a Pre-Approval letter before entertaining an offer
  • Buyer’s Agent: Experienced Buyer’s Agents will normally require buyers to get Pre-Approved by a trusted lender before they start looking for homes. The Buyer’s agent wants to protect their customers from the disappointment and embarrassment of making an offer, getting their hopes up, and then discovering they have an unknown issue that hinders them from being approved.
Buying A Home With Ed Petrus
Buying a home can and should be a fun, exciting experience. It will probably also be the single largest investment you ever make. For this reason, it is important to get as much information about everyone and everything involved in the process.
  • Eliminating much of the guesswork can make you a much more informed buyer, so your home purchase can be a joyful experience. It has been said that there are two primary ways that we learn: one is by personal experience, and the other is by listening to the experiences of others. When it comes to your finances, home, and family, most people would choose to learn from the experiences of others.
  • Every day, homeowners make costly mistakes during the home buying process, like buying more house than they can reasonably afford. This is partly due to enthusiasm, and partly due to lack of knowledge and experience.
  • To help you keep your sanity (and your cash), I can guide you to the right loan amount and best program for you. Based on standard lender guidelines, I'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. I help you become an educated homebuyer and avoid the mistakes that others have made before you.
How Do I Buy a House With Little To No Down Payment ?
Download Your Guide And Get Started On Your Dream Today !
100% Privacy Guaranteed
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